My financial aid appeal was denied. I now have two choices: go to school this semester anyway and take spring off to try to pay it back, or un-register for this semester and try to find another job and earn the money in advance.

If I do the first, I don't know how I'll pay my bills I'm already struggling with. If I do the second, I'll have student loan payments I won't be able to make, so that'll be more collection calls.

Plus, before I can even apply for aid again, I'll have to pay for two semesters out of pocket. I really just don't know what the best way to proceed is.

Basically, I'm stressing out and completely freaking. And I know I have nobody to blame but myself, which only makes it worse. I knew this was a possibility, and I thought I was prepared for this outcome; but I guess I still had too much hope.